Tell us what you spend
Enter medical and other-benefit costs plus eligible employee count.
Three easy steps
Start simple. Finish with a decision-ready analysis.
Set the CHOICE budget
Model employee, spouse and dependent allowances, classes and geography.
Request final analysis
Send the completed summary and securely provide the census for detailed review.
1. Current benefits
What do you pay today?
We turn the total spend into a simple per-employee-per-month baseline.
2. CHOICE budget
Build the contribution.
3. Your preliminary result
See the cost before you submit.
This estimate compares your current monthly benefits spend with the modeled employer allowance, other-benefit budget, $12 PEPM administration, and annual service fee.
Enter your information above to build the comparison.
Preliminary estimate only. Actual premiums, enrollment, affordability, compliance requirements and employer cost may differ after census and market review.
Request the final census analysis
Census files stay out of ordinary email.
Your completed cost summary can be emailed to Janet, with Brad copied automatically. The employee census should be delivered through a private upload link.
Your completed cost summary can be emailed to Janet, with Brad copied automatically. The employee census should be delivered through a private upload link.
What the final analysis can include
01
Census-based market cost
Employee-level pricing by age and geography, subject to available market data.
02
Contribution strategy
Employee, spouse and dependent funding with classes, geography and family-affordability considerations.
03
Decision summary
Current versus modeled employer cost, PEPM comparison, next steps and implementation timing.